DeFi protocols pay you to lend capital or provide trading liquidity. Rates are set by supply and demand — not a bank. This section covers everything from stablecoin lending at 4–7% to concentrated LP positions that can return 20–60% when fees align, with honest accounting for every risk in between.
Risk: Medium to high — smart contract exposure, protocol risk, possible impermanent loss on LP positions, depeg risk on stable pairs.
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